{"id":562,"date":"2022-07-27T08:27:07","date_gmt":"2022-07-27T13:27:07","guid":{"rendered":"https:\/\/infomercado.net\/?p=562"},"modified":"2022-07-27T08:27:07","modified_gmt":"2022-07-27T13:27:07","slug":"plantean-crear-prestamos-para-personas-sin-historial-crediticio-en-el-banco-central","status":"publish","type":"post","link":"https:\/\/infomercado.net\/ecuador\/plantean-crear-prestamos-para-personas-sin-historial-crediticio-en-el-banco-central\/","title":{"rendered":"Plantean crear pr\u00e9stamos para personas sin historial crediticio en el Banco Central"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Las dos nuevas<strong> categor\u00edas de cr\u00e9dito<\/strong> ser\u00e1n transitorias, durar\u00e1n entre 18 y 24 meses, y estar\u00e1n dentro de los segmentos de <strong>consumo y microcr\u00e9dito<\/strong>, explic\u00f3 el <strong>gerente del BCE, Guillermo Avell\u00e1n<\/strong>, el 26 de julio de 2022.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El planteamiento fue enviado a la <strong>Junta de Regulaci\u00f3n Financiera y a la Superintendencia de Bancos.<\/strong> \u201cEs una propuesta de inclusi\u00f3n financiera para quienes no han tenido antes acceso a cr\u00e9dito. El objetivo es otorgar financiamiento a esta poblaci\u00f3n en buenas condiciones\u201d, a\u00f1adi\u00f3 el funcionario.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tipos-de-prestamos\"><strong>Tipos de prestamos<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Avell\u00e1n dijo que la creaci\u00f3n de los dos nuevos tipos de pr\u00e9stamos implicar\u00e1 que las instituciones financieras hagan m\u00e1s provisiones para cubrirse ante la posibilidad de que los cr\u00e9ditos no se paguen, pues ser\u00e1n <strong>operaciones de mayor riesgo<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En Ecuador existen <strong>13 tipos de cr\u00e9dito<\/strong>. <strong>El cr\u00e9dito de consumo tiene una tasa referencial de 15,89%<\/strong> en julio de 2022. El microcr\u00e9dito se entrega a personas o negocios con ventas anuales de hasta $100.000 y tiene una tasa promedio de entre 19,32% y 20,05%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fuente Primicias<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Banco Central del Ecuador (BCE) propone crear dos nuevos tipos de cr\u00e9dito con condiciones m\u00e1s favorables para personas sin historial en el bur\u00f3 de cr\u00e9dito. La propuesta apunta a crear dos tipos de pr\u00e9stamos especiales, de consumo y microcr\u00e9dito, para personas sin historial en bancos y cooperativas.<\/p>\n","protected":false},"author":460,"featured_media":563,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["entry"],"acf":[],"yoast_head":"<title>Plantean crear pr\u00e9stamos para personas sin historial crediticio en el Banco Central - Infomercado Ecuador<\/title>\n<meta name=\"description\" content=\"dos nuevos tipos de cr\u00e9dito, personas sin historial en el bur\u00f3 de cr\u00e9dito, ventas anuales de hasta $100.000, tasa entre 19,32% y 20,05%.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/infomercado.net\/ecuador\/plantean-crear-prestamos-para-personas-sin-historial-crediticio-en-el-banco-central\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Plantean crear pr\u00e9stamos para personas sin historial crediticio en el Banco Central\" \/>\n<meta property=\"og:description\" content=\"dos nuevos tipos de cr\u00e9dito, personas sin historial en el bur\u00f3 de cr\u00e9dito, ventas anuales de hasta $100.000, tasa entre 19,32% y 20,05%.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/infomercado.net\/ecuador\/plantean-crear-prestamos-para-personas-sin-historial-crediticio-en-el-banco-central\/\" \/>\n<meta property=\"og:site_name\" content=\"Infomercado Ecuador\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/infomercado.ec\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-27T13:27:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/infomercado.net\/ecuador\/wp-content\/uploads\/sites\/4\/2022\/07\/NOTA-2-12-jpg.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"574\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Henry Jara\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Henry Jara\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>","yoast_head_json":{"title":"Plantean crear pr\u00e9stamos para personas sin historial crediticio en el Banco Central - 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Redacci\u00f3n en medios impresos y reportero de noticias para medios digitales y televisi\u00f3n. Licenciado en Ciencias de la Comunicaci\u00f3n en la Universidad Nacional de Loja.","url":"https:\/\/infomercado.net\/ecuador\/author\/hjara\/"}]}},"featured_image_64_url":"https:\/\/infomercado.net\/ecuador\/wp-content\/uploads\/sites\/4\/2022\/07\/NOTA-2-12-128x128.webp","category_name":"Sectores","category_url":"https:\/\/infomercado.net\/ecuador\/seccion\/sectores\/","short_date":"27 julio, 2022 08:27","time_ago":"27 julio, 2022","_links":{"self":[{"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/posts\/562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/users\/460"}],"replies":[{"embeddable":true,"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/comments?post=562"}],"version-history":[{"count":0,"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/posts\/562\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/media\/563"}],"wp:attachment":[{"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/media?parent=562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/categories?post=562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infomercado.net\/ecuador\/wp-json\/wp\/v2\/tags?post=562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}