{"id":9007,"date":"2023-01-13T13:00:00","date_gmt":"2023-01-13T18:00:00","guid":{"rendered":"https:\/\/infomercado.net\/colombia\/?p=9007"},"modified":"2023-01-13T09:40:37","modified_gmt":"2023-01-13T14:40:37","slug":"gobierno-e-icetex-anuncian-historica-reduccion-en-tasas-de-interes","status":"publish","type":"post","link":"https:\/\/infomercado.net\/colombia\/gobierno-e-icetex-anuncian-historica-reduccion-en-tasas-de-interes\/","title":{"rendered":"Gobierno e Icetex anuncian hist\u00f3rica reducci\u00f3n en tasas de inter\u00e9s"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Los colombianos que financian su educaci\u00f3n superior mediante cr\u00e9dito con el Icetex y se encuentran en etapa de pago recibir\u00e1n autom\u00e1ticamente, este a\u00f1o, una reducci\u00f3n hist\u00f3rica en la tasa de inter\u00e9s cobrado, anunciaron Alejandro Gaviria, Ministro de Educaci\u00f3n, y Mauricio Toro, Presidente de Icetex.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El hist\u00f3rico logr\u00f3 se produjo tras la aprobaci\u00f3n, por parte del Congreso de la Rep\u00fablica, de la asignaci\u00f3n de m\u00e1s 350.000 millones de pesos por concepto de cuentas inactivas, que el Ministerio de Hacienda entregar\u00e1 a Icetex.<\/p>\n\n\n<div class=\"wp-block-infonews-extra-related-link\">\n\t<aside class=\"md:mx-8 my-4\">\n\t\t<div class=\"separator-dotted\"><\/div>\n\n\t\t<div class=\"my-2\" data-widget=\"featured-links-in-article-content\">\n\t\t\t<div class=\"text-sm font-bold text-body-200 uppercase\">Mira tambi\u00e9n:<\/div>\n\n\t\t\t<a\n\t\t\t\tclass=\"link-in-widget flex flex-col min-[420px]:flex-row gap-2 items-start min-[420px]:items-center text-base sm:text-lg\"\n\t\t\t\thref=\"https:\/\/infomercado.net\/colombia\/medellin-libero-mas-de-17-700-millones-para-infraestructura-educativa\/?utm_source=website&#038;utm_medium=single_post&#038;utm_campaign=related_links\"\n\t\t\t\ttarget=\"_blank\"\n\t\t\t\trel=\"\"\n\t\t\t>\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"112\" height=\"65\" src=\"https:\/\/infomercado.net\/colombia\/wp-content\/uploads\/sites\/3\/2023\/01\/medellin-1-jpg.webp\" class=\"aspect-video object-cover w-28 wp-post-image\" alt=\"Inversi\u00f3n en infraestructura educativa de Medell\u00edn\" srcset=\"https:\/\/infomercado.net\/colombia\/wp-content\/uploads\/sites\/3\/2023\/01\/medellin-1-jpg.webp 1200w, https:\/\/infomercado.net\/colombia\/wp-content\/uploads\/sites\/3\/2023\/01\/medellin-1-300x175.webp 300w, https:\/\/infomercado.net\/colombia\/wp-content\/uploads\/sites\/3\/2023\/01\/medellin-1-768x448.webp 768w\" sizes=\"auto, (max-width: 112px) 100vw, 112px\" \/>\n\t\t\t\t<span class=\"flex-grow font-bold leading-tight\">Medell\u00edn liber\u00f3 m\u00e1s de $17.700 millones para infraestructura educativa<\/span>\n\t\t\t<\/a>\n\t\t<\/div>\n\n\t\t<div class=\"separator-dotted\"><\/div>\n\t<\/aside>\n\n\t<\/div>\n\n\n<p class=\"wp-block-paragraph\">El plan de apoyo se plantea teniendo en cuenta el contexto complejo y dif\u00edcil generado por el comportamiento de la econom\u00eda del pa\u00eds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ser\u00e1n 130.115 beneficiarios en per\u00edodo de amortizaci\u00f3n que recibir\u00e1n ese alivio en sus cuotas durante todo el 2023. De esta manera, se reflejan mejores condiciones de cr\u00e9dito. Si esta medida no se implementara, el cr\u00e9dito educativo presentar\u00eda la misma tendencia del cr\u00e9dito de consumo con tasas de hasta el 28.84%.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-impacto-positivo-a-la-economia-del-beneficiario\">Impacto positivo a la econom\u00eda del beneficiario<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Una persona que estaba pagando a cinco a\u00f1os un cr\u00e9dito con saldo de $30 millones, en 2022 pagaba mensualmente $706.694 (con una tasa promedio de IPC + 9 puntos). Para 2023 sin este beneficio pasar\u00eda a pagar $813.796.<\/p>\n\n\n<div class=\"wp-block-infonews-extra-related-link\">\n\t<aside class=\"md:mx-8 my-4\">\n\t\t<div class=\"separator-dotted\"><\/div>\n\n\t\t<div class=\"my-2\" data-widget=\"featured-links-in-article-content\">\n\t\t\t<div class=\"text-sm font-bold text-body-200 uppercase\">Mira tambi\u00e9n:<\/div>\n\n\t\t\t<a\n\t\t\t\tclass=\"link-in-widget flex flex-col min-[420px]:flex-row gap-2 items-start min-[420px]:items-center text-base sm:text-lg\"\n\t\t\t\thref=\"https:\/\/infomercado.net\/colombia\/medellin-esta-mas-cerca-de-alcanzar-la-gratuidad-en-la-educacion\/?utm_source=website&#038;utm_medium=single_post&#038;utm_campaign=related_links\"\n\t\t\t\ttarget=\"_blank\"\n\t\t\t\trel=\"\"\n\t\t\t>\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"112\" height=\"65\" src=\"https:\/\/infomercado.net\/colombia\/wp-content\/uploads\/sites\/3\/2023\/01\/educacion-jpg.webp\" class=\"aspect-video object-cover w-28 wp-post-image\" alt=\"Medell\u00edn busca que los j\u00f3venes tengan gratuidad en la educaci\u00f3n superior\" srcset=\"https:\/\/infomercado.net\/colombia\/wp-content\/uploads\/sites\/3\/2023\/01\/educacion-jpg.webp 1200w, https:\/\/infomercado.net\/colombia\/wp-content\/uploads\/sites\/3\/2023\/01\/educacion-300x175.webp 300w, https:\/\/infomercado.net\/colombia\/wp-content\/uploads\/sites\/3\/2023\/01\/educacion-768x448.webp 768w\" sizes=\"auto, (max-width: 112px) 100vw, 112px\" \/>\n\t\t\t\t<span class=\"flex-grow font-bold leading-tight\">Medell\u00edn est\u00e1 m\u00e1s cerca de alcanzar la gratuidad en la educaci\u00f3n<\/span>\n\t\t\t<\/a>\n\t\t<\/div>\n\n\t\t<div class=\"separator-dotted\"><\/div>\n\t<\/aside>\n\n\t<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>Una vez implementado el plan de apoyo:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si es beneficiario de IPC + 2 puntos, con la reducci\u00f3n de tasa su pago mensual en 2023 ser\u00e1 de $704.128.<\/li>\n\n\n\n<li>Si es beneficiario de IPC + 3 puntos, con la reducci\u00f3n de tasa su pago en 2023 ser\u00e1 de $719.696.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Para este caso, el ahorro para 2023 ser\u00e1 de:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$1.316.018 para (IPC + 2 puntos).<\/li>\n\n\n\n<li>$1.129.200 para (IPC + 3 puntos).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">La reducci\u00f3n de tasa significa, adem\u00e1s, que todos los beneficiarios activos de cr\u00e9dito educativo cuentan con medidas que reflejen una mejor econom\u00eda personal y la de sus familias.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El plan de apoyo beneficiar\u00e1 a m\u00e1s de 130.000 personas que est\u00e1n en \u00e9poca de pago de sus cr\u00e9ditos educativos.<\/p>\n","protected":false},"author":468,"featured_media":9009,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[16,248,133,489,218],"class_list":["entry"],"acf":[],"yoast_head":"<title>Gobierno e Icetex anuncian hist\u00f3rica reducci\u00f3n en tasas de inter\u00e9s<\/title>\n<meta name=\"description\" content=\"El plan de apoyo beneficiar\u00e1 a m\u00e1s de 130.000 personas que est\u00e1n en \u00e9poca de pago de sus cr\u00e9ditos educativos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/infomercado.net\/colombia\/gobierno-e-icetex-anuncian-historica-reduccion-en-tasas-de-interes\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gobierno e 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